Steve was born and raised in Tamworth and attended Tamworth High School then The University of New England where he gained his Bachelor of Financial Administration.

Steve began work with Malvern Mathews Smith in 1978 and has been a partner since 1983. He holds the following registrations:

• Institute of Chartered Accountants Australia and New Zealand
• Fellow of the Tax Institute of Australia
• Registered Tax Agent
• Registered Company Auditor
• Registered Self Managed Super Fund Auditor
• Bachelor of Financial Administration – University of New England (UNE)

His areas of interest are Information Technology, Capital Gains Tax, Share Trading and Superannuation.

Steve is married to Jocelyn and has two adult daughters.

Steve loves playing golf as often as he can.

Michael has been a partner of Malvern Mathews Smith since 1995. He began his career with Malvern Mathews Smith in 1985 after graduating from The University of New England with a Bachelor of Financial Administration.

After completing his qualifications, Michael spent 12 months working in London for international companies including Fedex. Upon his return to Australia he became a partner of Malvern Mathews Smith.

He has over 3 decades of experience in taxation, audit and business management. Specialising in Primary Production businesses, retailers, transport industry and solicitors trust audits.

Michael's professional qualifications include:

• Institute of Chartered Accountants Australia and New Zealand
• Registered Tax Agent
• Registered Company Auditor
• Registered Self - Managed Super Fund Auditor
• Law Practice External Examiner
• Bachelor of Financial Administration – University of New England (UNE)

Michael and his wife Brenda have three adult children Pip, Georgie and Declan. Now that Michael & Brenda are empty nesters, they enjoy travelling, good food and wine and trying to stay fit.

Michael was born and bred in Tamworth and attended Farrer Memorial Agricultural High School and University in Armidale and knows the local business scene.

Michaels interests include:

• Horse Racing
• Golf
• Rugby League
• Keeping reasonably fit by playing Oz Tag, golf and cycling.
• Member of Tamworth First Light Rotary Club since 2006, serving as President (2017-2018), twice serving as treasurer and has held many other board positions

Michelle has been working as an SMSF accountant for over 14 years, advising on all aspects of the life cycle of an SMSF. She can work with clients to develop both short and long term strategies relevant to their stage of life and circumstances.

Having completed the educational and training requirements to become listed on the ASIC Australian Financial Services Representative Register as an authorized representative of Hudson Gore Pty Ltd, Michelle is able to advise on areas such as :

• Establishment of an SMSF
• Administration and reporting
• Financial statement preparation and tax return preparation
• Tax Planning and compliance
• Superannuation Contributions
• Pensions and retirement
• Advice on trustee roles and responsibilities
• Impact of legislative changes

Michelle lives in Tamworth and was born and raised in the country. She is married and kept busy with 3 young children. Having had to take an early retirement from netball due to a knee injury, she now lives vicariously through her daughter by coaching her team.

Joanna was born and raised in Castle Hill NSW. She moved to Tamworth in early 2017 to begin working at Malvern Mathews Smith (MMS).

Joanna attended the University of Western Sydney (Hawkesbury) where she graduated with a Bachelor of Commerce (Accounting) in 1994.

Joanna is a member of the Institute of Chartered Accountants Australia & New Zealand.

Joanna started her accounting career at Coopers & Lybrand in Sydney. She began her accounting journey in 1991 during her university Christmas holidays; a period known as “being a Christmas Beetle” in the accounting profession. She continued working at Coopers & Lybrand after graduating from University, where she specialised in Expatriate Taxation.

The next step in her career progression was as a tax accountant in a boutique financial planning company. During this time she further developed her skills in small business accounting and taxation.

Joanna’s professional experience and interests includes individual tax returns, expatriate tax and small business tax. Her interests are not just the technical accounting skills required to provide the best advice to clients of Malvern Mathews Smith. Her passion is also to clearly explain the taxation system to clients and ensure their best interests are front and centre in her work.

Joanna is married and has two teenage sons. When she is not working Joanna loves spending her time with her family, finding the best coffee in Tamworth and cooking delicious meals.